Driving without insurance
Insurance is a contract that remains in force until it expires or is cancelled As you may, or may not, know I specialise in motoring law and most of my work involves defending people accused of drink driving . With the drink driving often come other road traffic offences such as driving while disqualified and driving without insurance. It’s driving without insurance I want to talk about today because I think far too many police officers, solicitors, barristers and judges miss a key legal point when looking at these cases. I’ve received prosecution papers today for somebody accused of driving while disqualified and driving without insurance. The no insurance element is claim that the suspect did not tell the insurer about the disqualification. In his statement, the police officers says, “ [I] contacted [the insurer] who called me back informing me they would not consider the insurance policy valid as there were no convictions disclosed.” Looks like an open an...